Dave Ransey is my personal financial savior. His approach is along the same lines but much more pragmatic and less touch feely. The best thing he says is before you pay off your debt, you need to have an emergency fund of $1000. He says pay minimums on everything and do what ever you have to do to get that emergency… » 12/04/09 9:01am 12/04/09 9:01am

Dave Ransey is my personal financial savior. His approach is along the same lines but much more pragmatic and less touch feely. The best thing he says is before you pay off your debt, you need to have an emergency fund of $1000. He says pay minimums on everything and do what ever you have to do to get that emergency… » 7/24/06 8:42am 7/24/06 8:42am

Someone had already suggested keeping lights off but here is another thing to add to that... switch to CFL bulbs (compact flourescent light). They are significcantly cooler that regular light bulbs, and you'll save a little on your electric bill too. » 6/22/06 8:14am 6/22/06 8:14am